Toyota Camry vs Toyota Corolla
Choosing between the Toyota Camry and the Toyota Corolla is really a question of total cost, not sticker price. Below we compare both over five years — depreciation, fuel, insurance and maintenance — then let you run your own mileage.
2026 Toyota Camry
LE FWD Hybrid
2026 Toyota Corolla
LE
| $29,000 | MSRP (base, excl. dest.) | $22,725 |
| 51 MPG | Combined MPG | 35 MPG |
| $35,197 | 5-yr cost of ownership | $32,158 |
| $0.59 | Cost per mile | $0.54 |
Over five years, the Toyota Corolla is the cheaper to own by about $3,038 on these modeled defaults (12,000 mi/yr). Every figure is an editable estimate — run the calculators with your own mileage, financing and local prices.
Run at 12,000 miles a year for five years, MotorCrunch's ownership model puts the Toyota Corolla at $32,158 all-in against $35,197 for the Toyota Camry — a gap of $3,038, about $608 a year. That is real money, but not decisive on its own — a different mileage pattern or a strong deal on either car can narrow it.
The biggest line separating them is depreciation: roughly $16,872 for the Camry versus $12,642 for the Corolla over five years. With the same drivetrain type, the spread comes down to depreciation (16% vs 15% a year) and each model's insurance risk factor (1.00× vs 0.98×).
On sticker, the Camry starts about $6,275 higher. Since depreciation compounds off the price you actually pay, the pricier car usually loses more dollars too — the calculator below lets you test both at your own mileage before the sticker decides for you.
Key assumptions for this page
Modeled figures: values tagged modeled are MotorCrunch modeled estimates — outputs of our own transparent models, not published statistics or quotes. Computed with MotorCrunch's ownership-cost model: compounding depreciation, energy at national average prices, modeled insurance and maintenance baselines. Miles ÷ efficiency × national average energy price (last-known-good published price, see /data-sources). Computed with MotorCrunch's premium-factor model (the same model as the estimator widget) at a default driver profile, using this page's vehicle value. Full method: Methodology.
Data updated: 2026-07-17 — verify before purchase.
Toyota Camry vs Toyota Corolla: run the numbers
Cheaper to own over 5 years
Toyota Corolla
by $3,038 — Toyota Camry: $35,197 · Toyota Corolla: $32,158
Lower 5-year total cost
🏆 Toyota Corolla
Lower fuel cost
🏆 Toyota Camry
Lower depreciation
🏆 Toyota Corolla
Lower insurance estimate
🏆 Toyota Corolla
Lower cost per mile
🏆 Toyota Corolla
Baseline 5-year cost breakdown
MSRP + EPA efficiency · USD| Cost | Toyota Camry | Toyota Corolla |
|---|---|---|
| Depreciation | $16,872 | $12,642 |
| Fuel | $4,000 | $5,829 |
| Insurance | $9,325 | $8,788 |
| Maintenance | $5,000 | $4,900 |
| 5-year total | $35,197 | $32,158 |
| Cost per mile | $0.59 | $0.54 |
Customize your scenario
The baseline uses each car's MSRP, EPA-rated efficiency and segment-typical depreciation. Change the assumptions below to match how you actually drive — your result may differ from the baseline.
5-year cost by annual mileage
| Miles / year | Toyota Camry | Toyota Corolla | Cheaper |
|---|---|---|---|
| 8,000 mi | $33,863 | $30,216 | Corolla |
| 12,000 mi· now | $35,197 | $32,158 | Corolla |
| 15,000 mi | $36,197 | $33,616 | Corolla |
| 20,000 mi | $37,863 | $36,044 | Corolla |
| 30,000 mi | $41,197 | $40,901 | Corolla |
Estimates only, not quotes. Depreciation and maintenance use segment-typical modeled assumptions; insurance is a MotorCrunch modeled estimate for a typical driver profile based on each model's value — not an insurer quote. Verify with dealers and insurers before deciding.
Good to know
Specific, useful answers for this page.
Is the Toyota Camry or the Toyota Corolla cheaper to own?＋
Over five years, total ownership cost comes down to depreciation, fuel, insurance and maintenance. The breakdown above totals both side by side so you can see the real gap, not just the sticker difference.
What's the biggest cost difference between them?＋
Usually depreciation and insurance dominate. The Camry depreciates faster, while insurance tracks each car's risk factor (Camry: 1.00×, Corolla: 0.98×).
Does the price gap between the Camry and Corolla matter long term?＋
The Camry costs about $6k more upfront, and since depreciation is a percentage of price, the costlier car usually loses more dollars too. With similar drivetrains, fuel and maintenance land close, leaving depreciation and insurance as the deciders.